Short course · Investing · Beginner
The Power of Compound Interest
Learn the power of exponential compounding interest in this lecture series.
- Live on Zoom
- Certificate on completion
- First-Class Promise
About this course
What your child will learn
Small savings can grow into big rewards when given time and consistency. This interactive workshop helps students understand how starting early and saving regularly can create long-term wealth. Through visual demos, games, and hands-on exercises, learners experience the magic of compounding and develop habits that make saving a natural part of their daily lives.
What the course covers
- Why Save?
- Simple vs Compound Interest
- The Rule of 72
- Habit Building
- Grow Your Money Tree
- SGD 10 Today or SGD 100 Later?
- Compound Interest Board Game
- My Savings Journey
Curriculum
Lesson by lesson
Open any lesson to see what students do in it.
Lesson 1Why Save?
- Understand the importance of saving for goals, emergencies, and future opportunities.
- Explore real-life examples where saving early prevents financial stress.
- Identify personal goals that require planning and disciplined saving.
- Discuss the difference between spending impulsively and saving purposefully.
Lesson 2Simple vs Compound Interest
- Visual demonstration using coins, candies, or virtual money doubling over “years.”
- Learn the difference between simple interest (linear growth) and compound interest (exponential growth).
- Understand how reinvesting savings accelerates wealth accumulation.
- Discuss how even small amounts saved regularly can grow significantly over time.
Lesson 3The Rule of 72
- Learn a simple maths trick to estimate how quickly money doubles.
- Apply the rule to different interest rates for practical examples.
- Explore how earlier investments benefit more from compounding.
- Discuss real-life scenarios like bank savings accounts and fixed deposits.
Lesson 4Habit Building
- Practice the principle of saving first, spending later.
- Set up goal jars for short-term, medium-term, and long-term savings.
- Learn strategies to make saving a consistent habit.
- Reflect on personal spending choices and how to prioritise saving.
Lesson 5 (Simulation Game)Grow Your Money Tree
- Invest virtual money over simulated years to see the effect of compounding.
- Make decisions on how much to save, withdraw, or reinvest.
- Compare different strategies and see who grows their money fastest.
- Reflect on lessons learned for real-life money management.
Lesson 6 (Case Study)SGD 10 Today or SGD 100 Later?
- Play a choice game demonstrating the power of patience and delayed gratification.
- Analyse how waiting and saving consistently leads to bigger rewards.
- Discuss emotional and financial lessons from decision-making.
- Apply the concept to real-life situations like allowances, gifts, or pocket money.
Add-on ActivityCompound Interest Board Game
- Start with virtual money and simulate yearly growth using dice rolls and interest rates.
- Draw event cards like bonuses or unexpected expenses to see effects on savings.
- Track growth over multiple “years” on a scoreboard or worksheet.
- Reflect on strategies that maximised savings and the importance of starting early.
Assessment ActivityMy Savings Journey
Test understanding of saving, compound interest, and financial planning in a real-world context.
This section will unlock after completion of the course.
Before you enrol
Good to know
How the course runs
Plan to dedicate 1–2 hours each day to explore workshop videos, complete saving and compounding exercises, and participate in hands-on activities like simulations and games. This daily practice will help you understand how small savings grow over time, apply the concepts of simple and compound interest, track your progress, and develop strong saving habits that empower you to reach your financial goals.
What your child needs to know
A basic understanding of money concepts such as saving, spending, and earning will be helpful. Familiarity with simple maths operations (addition, subtraction, percentages) and basic goal-setting is recommended but not required. All activities are beginner-friendly, with guided examples, interactive exercises, and visual demonstrations to make learning about compound interest fun and practical.
What to have ready
Students will need a notebook or digital device (laptop/tablet) for exercises, simulations, and tracking activities. Access to simple tools like Google Sheets, Excel, or worksheets will help calculate savings growth and visualise compounding. A stable internet connection is required for interactive sessions, games like “Grow Your Money Tree,” and case studies. All templates, play-money materials, and visual aids will be provided to support hands-on learning and practice.
How to get started
From first message to first lesson
Four calm steps. You decide at every stage.
Book a free assessment
Choose a time that suits your family. It takes 30 minutes on Zoom.
Meet a founder
Your child tackles a short live task while you listen in.
Get a written plan
Within 24 hours: strengths, growth areas and whether this course is the right next step.
Start with confidence
If the first full class is not right, the First-Class Promise refunds you.
The First-Class Promise
If your child attends the first full class and you feel the course is not right for them, tell us within 48 hours and we will refund the fee in full.